If you're struggling with debt, getting out of it can feel like an impossible task. It seems like everything you make goes to your creditors, and there's no way to get ahead in the short term. While you don't want to see yourself in this situation forever, luckily, some excellent Debt Relief Companies can help you reduce your debt load and get back on track sooner rather than later. This list of the top 5 debt relief companies will help you find the right one to fix your money problems and help you move forward without being crushed by debt. 1. Freedom Debt Relief Freedom Debt Relief offers solutions for individuals in need of a debt relief company. Its loan program can help you consolidate, reduce, and restructure your unsecured debts. Since 2007, Freedom has helped over 150,000 people consolidate their debt and get out from under heavy financial burdens. Your monthly repayment amount will be calculated based on your income and the ability to pay so that you know how much it's going to cost upfront. The best part? Unlike many other debt relief companies, Freedom doesn't charge any fees until it settles all of your debts. So, if you qualify for a loan with Freedom, there won't be any extra fees or hidden costs when it comes time to make payments. ALSO, READ: Financial Services and Everything You Should Know 2. GreenPath Financial Wellness GreenPath Financial Wellness is one of America's leading nonprofit debt management companies, which helps consumers reach their financial goals. Whether you are looking for debt consolidation or want a monthly budgeting plan and access to an expert financial counselor. GreenPath offers programs with flexible terms to match your needs. Programs range from $149 per month (plus setup fee) through a nonprofit service organization. The first step is to contact GreenPath at 1-800-491-2999 or fill out their contact form on GreenPath's website. They will ask some questions about your current situation and help you determine if they can help. If so, they will schedule a time to meet with a certified financial coach who will review your finances in detail, help create a realistic repayment plan tailored to your situation, explain how it works, and answer any questions you may have. 3. National Debt Relief One common misconception about National debt relief is that it's a get-out-of-jail-free card when paying back your creditors. It's not. Debt relief doesn't erase your debts, but it can give you more time and freedom to tackle them as you work with a professional debt counseling service (which might also be called debt management). \tThey help you develop a realistic repayment plan based on your income and financial situation and then negotiate with creditors, so they accept that payment plan. \tThey may also seek bankruptcy protection on your behalf if required as part of that process. \tThey don't charge for their services unless you decide to file for bankruptcy. There are other ways to get out of debt without filing for bankruptcy or going through a credit counselor or debt consolidation company. For example, some credit cards have programs where you can pay off your balance over time at zero percent interest. But only if you make timely payments and keep your account open. 4. credibility CredAbility is a nonprofit organization that helps people consolidate their debts, eliminate unsecured debt, and rebuild their credit. If you're struggling with more than $10,000 in unsecured debt—credit cards, medical bills, personal loans, or other consumer debt. Then credibility can help. Working with credibility means working directly with a certified counselor who's committed to helping you get out of debt and regain control over your finances. There are no fees to work with credibility, and there are no hidden costs either. Whatever debt consolidation or credit repair options they offer can be customized to fit your needs, so you can take back control over your financial future! 5. American Financial Benefits Center A debt relief company that provides a step-by-step financial solution. With knowledgeable customer service representatives and certified agents. You can rest assured you will get expert advice in dealing with your debt. Find out more at American Financial Benefits Center. Most debt relief companies can help with all kinds of credit problems: medical bills, personal loans, and all sorts of mortgages and auto loans as well. The process is easy – but it can be expensive! Make sure you work with an accredited debt counselor to ensure that your money is spent wisely and effectively! Learn more about debt relief today! ALSO READ: How Much Should You Save From Your Paycheck?